The Centre for Social Justice (CSJ) has intensified calls for practical reforms to improve financial access and social protection for Ghana’s informal sector workers.
This came at a National Policy Dialogue held in Accra on Thursday, April 16, 2026, under the theme: Beyond Policy: Driving Real Access to Finance and Social Protection for Informal Sector Workers.
The dialogue brought together government officials, development practitioners, civil society groups, and policy experts to discuss the challenges facing traders and female peasant farmers.
Speakers highlighted persistent barriers such as high lending rates, collateral demands, low insurance uptake, and limited pension coverage.
Deputy Chief of Staff Nana Oye Bampoe Addo, who was the Guest of Honour, called for deliberate action to bridge gaps in credit, insurance, and pensions.
She noted that millions of informal workers remain underserved despite their vital contribution to national productivity.

CSJ officials said the objective of the engagement was to move beyond discussion and support a national framework that delivers real benefits to workers in markets, farms, and communities.
Moderators and panelists also emphasized the need for financial literacy, trust in institutions, and stronger partnerships between government and private sector actors.
The event forms part of ongoing advocacy to make Ghana’s growth agenda more inclusive and responsive to ordinary workers.
By Celestine Edem Gbologah


